Last Updated: March 05, 2026
Simple Summary: runme.tech is free to use. Don't abuse the service, keep your account secure, and respect other users. We're not financial advisors - use the tools to inform your decisions, but always do your own research.
1. Acceptance of Terms
By creating an account and using runme.tech, you agree to these Terms of Service. If you don't agree, please don't use our service.
2. Description of Service
runme.tech provides a free personal finance management platform that allows you to:
- Track income and expenses
- Create and monitor budgets
- Set and track financial goals
- Calculate debt payoff strategies
- Track investments
- Forecast financial trends
- Participate in community challenges
3. User Accounts
Account Creation
- You must be at least 13 years old to use runme.tech
- You must provide accurate and complete information
- You are responsible for maintaining your account security
- One person = one account (no sharing)
Account Security
- Use a strong, unique password
- Enable Two-Factor Authentication (recommended)
- Never share your login credentials
- Notify us immediately if you suspect unauthorized access
Account Termination
You can delete your account at any time by contacting support. We reserve the right to suspend or terminate accounts that violate these terms.
4. Free Service
runme.tech is completely free. There are no hidden fees, premium tiers, or charges. This is our commitment to making financial tools accessible to everyone.
5. Acceptable Use
You MAY:
- Use the service for personal financial management
- Export and backup your data
- Share success stories and participate in the community
- Provide feedback and feature suggestions
You MAY NOT:
- Use the service for illegal activities
- Attempt to hack, exploit, or compromise the platform
- Create fake accounts or spam other users
- Scrape or harvest data from other users
- Reverse engineer or copy the service
- Abuse the API or overwhelm our servers
- Use the service commercially without permission
6. Your Data
Data Ownership
You own all the financial data you enter into runme.tech. We simply provide the tools to manage it.
Data Privacy
We take your privacy seriously. See our Privacy Policy for details on how we protect your information.
Data Accuracy
You are responsible for the accuracy of data you enter. We provide the tools, but you're the accountant of your own finances.
7. Not Financial Advice
Important: runme.tech is a tool for tracking and analyzing your finances. We are NOT financial advisors, and nothing on this platform constitutes professional financial, investment, tax, or legal advice.
- Use our debt calculator and forecasting tools as guides, not gospel
- Investment tracking shows data, not recommendations
- Always consult qualified professionals for major financial decisions
- Past performance doesn't guarantee future results
8. Third-Party Services
We use third-party services for certain features (e.g., stock market data). These services have their own terms of service. We're not responsible for their accuracy or availability.
9. Intellectual Property
The runme.tech platform, design, code, and branding are owned by Wellington M. You may not copy, reproduce, or redistribute the platform without permission.
10. Limitation of Liability
Plain English: We work hard to keep runme.tech running smoothly, but we can't guarantee 100% uptime or accuracy. We're not liable for any financial losses that might result from using (or not being able to use) our service.
runme.tech is provided "as is" without warranties of any kind. We're not liable for:
- Service interruptions or downtime
- Data loss (though we work hard to prevent it)
- Financial decisions made based on our tools
- Third-party service failures
- Inaccurate market data or calculations
11. Indemnification
You agree to protect us from legal claims arising from your use of the service or violation of these terms.
12. Service Changes and Termination
We reserve the right to:
- Modify or discontinue features
- Update these Terms of Service
- Temporarily suspend the service for maintenance
- Terminate accounts that violate these terms
We'll always notify users of major changes.
13. Community Guidelines
When participating in community features (challenges, groups, blog comments):
- Be respectful and supportive
- No harassment, hate speech, or bullying
- Don't share personal financial details publicly
- No spam or self-promotion
- Keep it relevant to personal finance
14. Dispute Resolution
If you have a problem with our service, please contact us first at support@runme.tech. We'll work with you to resolve it.
15. Governing Law
These terms are governed by applicable laws. Any disputes will be resolved in accordance with local jurisdiction.
16. Severability
If any part of these terms is found to be unenforceable, the rest remains in effect.
17. Contact Us
Questions about these terms? Contact us:
Thank You! By using runme.tech, you're part of a community committed to taking control of personal finances. We're here to provide the tools - you're here to achieve financial success. Let's do this together!